Author: hulda98

19th of September 2022

What a day it has been

The morning was fine and the sun shining

Now it’s evening and some clouds appearing

Looking like rain and thunderstorms during the night and tomorrow

I lost control of my temper 😭 and am not too happy about it but will survive

I seem to be walking in circles and getting to the same place again and again

A decision has to be made but until I’m absolutely sure I must keep calm

Next month will be fine and I will stay calm I hope

I’m loving myself more today than yesterday and moving forward to seeing how great I am even though I shouted and screamed

I’m worried about my heart but tomorrow I will know what to do if I make it to see my handsome wonderful doctor. He will tell me what to do.

Keeping calm is important and listen carefully 😂

The future is almost over for today and tomorrow a new future starts when I wake up

The day is over and nothing can be changed about this day

Dvelling on the past is useless

Looking at the future is different and can be used as a guideline

I want my situation to change but first I need to accept, truly accept the now

Wise man once said to me that happiness is self-respect

I’m looking into my heart and soul, asking for guidance

Have a good night wherever you are in the world

Hulda Bjornsdottir

18 th September 2022

Why do the people on the ground floor always keep the front door open?

Are they inviting thieves and animals into the condominium?

I. Close the door and they open it

There’s a sign on the door where you are asked to keep the door closed for your security

It makes me wonder what those people are thinking

This is the only condominium in the neighborhood where the front door is kept open

17 th September 2022

Today the hills have been different

Solutions and work have appeared today

Carrying 40 kilos of soil upstairs was a great exercise and more bags left in the garden

The neighborhood is strange

The front door of my condomínio is left open and the cats and dogs enter

Where is the security in those persons mind?

A dog shit in front of my garage and inside as well. No wonder when the door is kept open day and night

What is wrong with those people?

The only condominium where the front door is open most of the time?

Complaints are useless

I just have to get my tree house and move

My love life seems to be blooming and that feels soooooooo beautiful.

The future is ahead and every new day is different. I get frustrated one day and the next one I’m fine

Just a normal person trying to figure out the meaning of the existence

My flowers are happy with the cooler weather and now the winter time is just around the corner. I’m not complaining

Figuring out who you are is a huge task but one day at a time, one breath at a time and we will get there

I wish you a good night’s rest

Hulda Bjornsdottir

It feels like I am climbing stairs all the time.

I truly hope that I will get out of the snow that is surrounding me and I putting my head down to be able to move forward.

It has been a struggle and I never ask for help but I did now.

I have no idea what will happen but I know one thing.

My spirit is alive and my body is functioning, in some ways even better than decades ago.

Tomorrow I will know what will happen.

I feel kind of numb.

I don´t feel anxious, just numb.

A strange feeling but interesting.

Will I get out of the snow and will it lighten up or will the snow continue?

What is ging to happen to me?

Why do I feel just calm and nub?

Why don´t I feel surprised and disappointed?

A new day and a new beginning is ahead.

At least I tried everything.

Thank God for my life and protect my loved one

Tomorrow I will continue. Tonight I will rest.

Hulda Björnsdóttir

16. September 2022

I have to admit that I am truly pissed off this morning.

According to the system I am too old for everything.

I am too old for the banks.

I am too old for being healthy.

I am too old for being spoken to like a grown up.

I should, according to the system, just sit down and wait for death.

I am totally useless according to the system.

I am truly angry, being treated like this.

Why am I so angry?

Well, I need 2700 EUR to take care of a very important matter.

I have been contacting people this morning asking about lenders here in the country where I live.

I got some suggestions and made contact with 2 companies, but, sorry, you are too old!

I could scream.

I am reliable, I pay all my bills on right time and people that know me, know this, but the bloody system is like a thick wall.

Why are we treated like idiots if we are not young in years?

Why?

Why?

There is no way I am going to give up but I am so terribly angry and humiliated.

Why should I not have the same right to have a future as 40 years old?

Why do people talk down to me just because I am at certain age?

Why am I crying out angry?

I think this is so unfair and I am a fighter, that’s why I am shouting and screaming.

I know there are many more than me that feel the same way and I am shouting for all of us.

There is no way we will stop being alive and thriving, even though we don´t have the decency to just shut up and keep quiet when we are certain aga.

Bloody hell,

Age is just a number.

Sorry about the language.

Hulda Bjornsdottir

13. September 2022

It feels like my life is over

Of course, it is not over, it is just painful at the moment.

I have been the gullible woman I have been my whole life.

I have believed even though my gut feeling has told me otherwise.

I have been spending almost 2 years in a dream and now I hope I am waking up for good.

It hurts.

It is humiliating

It is devastating

It is sad

I should be angry but I am just terribly sad.

I’m like a leave in huge storm and flying back and forth without any direction.

I have lost my believe in a way.

I have lost my happiness for a moment

I have lost my everything it seems

I have to pick my self up and take care of my soul.

I can do it

I have done it before and I am stronger than ever

I know the truth but I want to hold on to the lie.

This does make sense

I’m truly terribly human

The road ahead is there but I have no idea where it is going to take me.

My life will change

My future will be different than I expected

I could say that everything is lost but it is not. A lesson has been learned and I am the student that is taking the final test.

I have to survive the test; I just have to. My life depends on it.

I can cry for a while but then I have to rise up and smile even brighter than before.

Life is not over.

A chapter is over and a new one begins.

It will take time to recover, but patience is all that matters.

For some time, I have been worried about how to manage 2 tests at the hospital the same morning. Yesterday I got a call and they asked me if I could come on the next day for one of the tests. I was happy and said thank you, this is perfect.

I thought yesterday, this is how everything works out for the best, I just have to believe.

It is good to think about this tiny matter when my life is upside down and it makes me stronger and the believe that everything happens for a reason and everything will turn out for the best is the lesson.

It will be interesting to see how my strength returns and my happiness will shine again.

Hulda Björnsdóttir

30.ágúst 2022

Hvað mundi gerast ef frítekjumark greiðslna frá TR hækkaði upp í 200.000 á mánuði?

Hvaða afleiðingar hefði það á greiðslur frá sveitarfélagi, félagslegri aðstoð?

Hvað situr eftir af þessum 200.000 þegar upp er staðið hjá t.d. eftirlaunamanneskjunni?

Það er ekki nóg að horfa bara á eitt atriði, það þarf að skoða afleiðingarnar til enda.

Ég hef grun um að það væri ekki sérlega hagstætt sem út kæmi þegar allt væri skoðað.

Vandinn við kerfi almannatrygginga og félagslegrar aðstoðar er svo flókið að líklega skilur enginn manneskja það fullkomlega, og margir sem sitja á Alþingis skilja líklega minna en ekkert í því kerfi sem hefur verið stagbætt eins og bútasaumsteppi.

Dæmi 1.

Einungis tekjur frá TR: Heildartekjur fyrir skatt krónur 286.619, heildartekjur eftir skatt krónur 250.393

Hér mundi 200 þúsund króna frítekjumark ekki hafa nein áhrif.

Dæmi 2.

N‘UNA:   199 þúsund krónur frá Lífeyrissjóði. Heildartekjur á mánuði fyrir skatt krónur 407.319 (frá líf krónur 199.000 + frá TR krónur 208.319), heildartekjur á mánuði eftir skatt: krónur 330.738

Hér mundi 200.000 króna frítekjumark hækka útborguð laun um krónur um 48.585 þúsund á mánuði og dæmið líta svona út:

Heildartekjur á mánuði fyrir skatt krónur 485.619 (frá lífeyrissjóði krónur 199.000 + frá TR krónur 286.619), heildartekjur á mánuði eftir skatt: krónur 379.323 krónur á mánuði

MISMUNURINN ER KRÓNUR 48.585 EFTIR SKATT samkvæmt reiknivél TR

Bíddu nú við:

Hvað varð um 200 þúsund frítekjumarkið?

200.000 mínus 48.585 samasem 151.415 krónur sem ríkið tekur til sín í skatt af hækkuðu frítekjumarki.

Þessar tölur eru samkvæmt reiknivél TR og tekjur frá Lífeyrissjóði eru 199.000 á mánuði og manneskjan fær ekki heimilisuppbót.

Ég veit ekki hvernig aðrar félagslegar bætur mundu breytast. Ég þekki það kerfi ekki en vafalaust mundi eitthvað fara úr skorðum þar.

Það er allt í lagi að velta svona dæmum fyrir sér til enda finnst mér

Hulda Björnsdóttir

29. august 2022

Another day, another month around the corner and everything in slow motion.

Patient, be patient is singing in my head this morning and I am relatively calm.

I am patient in a way but sometimes it is too much.

When I loose my patience I hurt people!

When I keep clam I allow people to be who they are and I just relax.

I can not change anyone but myself.

I am working hard in my self talk and I think it is bearing frut.

It will be interesting to see how I am this day next year. Will I still be in turmoil or will I have settled down?

Time will tell.

The future is NOW and at least that is working for me.

Stepping back and watching is also working.

Figuring out what the lesson is, might also be working.

I looked me in the eye and saw who I really am, some of it I like and other I have to change, but the best is that I was honest with myself and I know why I react often like I do.

One step forward is all I have got today but that is enough.

Hulda Bjornsdottir

27. of August 2022

Bom dia

Good morning – just a thought for today

THE PAST versus THE FUTURE

2 things are certain in our lives. We are born and we die.

For the last 2 years I have been on hold waiting for my future to appear. Yesterday I got a blow and I truly don´t know what to do at the moment but something will happen, that is for sure.

I am a person who likes to plan the future and in October last year I did something which was supposed to make my future what I wanted it to be.

Nothing turned out as I had expected and the consequences are grave. I got the blow yesterday and my life collapsed in a way. I did not want to wake up this morning and just wanted to sleep and forget everything.

This of course is not possible while I am breathing, I have to wake up in the morning and my live continues. This got me to think about the past and the future and where the future really is.

In my mind NOW this moment, the future is NOW.

The past is gone and I can not do anything about that except perhaps learn something from it.

Life is a journey and sometimes there are hurdles and sometimes the road is clear and no hurdles, but it always moves.

When thinking about the future and what I can do to make it what I want it to look like, I have to accept that my future is NOW, this moment.

I can put my head in the sand and blame others for what has happened, but I prefer to be responsible and take the consequences.

I have gone through a lot during my life, just as everyone else, and sometimes I have blamed others and shouted and screamed in my desperation, but sometimes I have just cried and looked towards the moment, to my future that exact moment, and somehow everything has worked out.

I have an idea about what the lesson is this time. I am going to make the most of this lesson and learn so I won’t have to go through it again.

Somehow, I always get tools if I look for them. Few days ago, I got an email and there is a road to recovery from the sadness and despair. I have to make an effort and look really hard at my self-image and change what I can. The guidelines make sense to me and I am going to make my future, this moment at least, a peaceful moment for myself.

Blaming me or others for my situation is not going to solve anything, but taking action will work.

I wish you who reads this a good future and hope you will make each moment count because we never know how long the future will last.

Hulda Björnsdóttir  

Í fyrra fékk ég 204.996 króna hækkun frá lífeyrissjóði. Eftir skatta og skerðingar á ég 19.672
204.996 skila mér 19.672 krónum!!!

26.ágúst 2022

Varðandi ellilífeyri:

Í gær reif ég mig yfir því að frítekjumark tekna frá lífeyrissjóði er 25 þúsund á sama tíma og frítekjumark venga atvinnutekna er 200 þúsund.

“Guðmundur Ingi hjá FF segir í commenti: það er fáránlegt að hafa frítekjumark á launatekjur því þær eru skattaðar og eiga ekki að skerða aðra tekjur.

Við höfum lagt fram frumvörp um að hætta skerðingum á lífeyrissjóðslaunum og öðrum skerðingum.”

Einmitt það!

ÞESSI MAÐUR ER Í BARÁTTU FYRIR BÆTTUM KJÖRUM ELDRI BORGARA OG ÖRYRKJA Á VEGUM FLOKKS FÓLKSINS.

Ég er eiginlega ekki hissa á þessu commenti hans.

Heldur maðurinn að tekjur frá lífeyrissjóði séu EKKI skattlagðar?

Er þekking hans ekki meiri en það sem commentið ber með sér?

Veit hann ekki að tekjur frá lífeyrissjóði eru atvinnutekjur sem var frestað að taka, lögum samkvæmt, á meðan viðkomandi var á vinnumarkaði?

Líklega veit hann ekki að partur af þeim greiðslum sem elstu borgararnir fá er tvískattaður!

Reynsla mín af þessum ágæta manni er ekki sérlega uppörvandi en þetta comment er svo gjörsamlega út í hött og sýnir hvað hann og hans flokkur stendur fyrir.

AÐ HÆTTA ÖLLUM SKERÐINGUM þýðir að flokkurinn FF vill að faðir BB og aðrir ríkustu menn landsins fá óskertar bætur frá TR!

AÐ HAFA EKKI ÞAK Á SKERÐINGUM ER ÚT Í HRÓA HÖTT OG GERT EINGÖNGU FYRIR HINA RÍKUSTU.

Er það málið?

Það er ekki nóg að tala fjálglega úr ræðustóli eða skrifa stórkallaleg comment á Facebook, ef þekkingin er ekki meiri en svo að halda að tekjur frá lífeyrissjóði séu skattfrjálsar en atvinnutekjur skattskyldar!!

Þetta er eiginlega hlægilegt. ef það væri ekki svona graf alvarlegt.

Guð hjálpi Íslandi ef svona flokkur kemst í ríkisstjórn.

Það er sem betur fer þingmaður sem hefur skilning á málinu og skilur að það er lögbrot hvernig farið er með tekjur frá lífeyrissjóðum og hann hefur gert eitthvað í málinu, en sá þingmaður er ekki frá FF.

Hulda Bjornsdottir

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